Lake Norman Real Estate

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Who Pays Closing Costs in North Carolina?
Sep 14, 2026 4 min read
Who Pays Closing Costs in North Carolina?

The short answer is that both sides pay closing costs, and most of the split is custom and negotiation rather than law. That is genuinely good news, because it means several of these lines are things you can ask about instead of simply accepting.People often assume there is a rule assigning each cost to a side. For the most part there is not. Who pays what is local custom, written into the contra

The Home Appraisal in North Carolina: What Buyers Should Know
Sep 14, 2026 4 min read
The Home Appraisal in North Carolina: What Buyers Should Know

Most national advice about appraisals assumes your contract has an appraisal contingency. In North Carolina, the standard Offer to Purchase and Contract does not include one. That single difference changes what you should do when an appraisal comes in below the price you agreed.Your lender orders the appraisal, and it exists to protect the lender. It is an independent opinion of what the property

Do You Need Title Insurance When Buying in North Carolina?
Sep 14, 2026 3 min read
Do You Need Title Insurance When Buying in North Carolina?

If you are financing, you will buy title insurance whether you think about it or not, because your lender requires a policy. The part worth actually deciding is whether you also buy one for yourself, and the honest answer depends on understanding that the two policies protect different people.The lender's policy is required as a condition of the loan. It protects the lender's interest in the prop

What Is Escrow When You Buy a House in North Carolina?
Sep 14, 2026 4 min read
What Is Escrow When You Buy a House in North Carolina?

Escrow is one of those words that gets used for three different things in the same conversation. In North Carolina it usually means the account that holds your deposit between signing and closing, and the thing most buyers get wrong is that there are two deposits here, not one, and only one of them comes back.Most states run a single earnest money deposit. North Carolina, under the standard Offer

West Shore or East Shore: How the Two Sides of Lake Norman Differ
Aug 19, 2026 3 min read
West Shore or East Shore: How the Two Sides of Lake Norman Differ

Buyers often arrive at Lake Norman treating it as one market. It is not. The eastern and western shores developed at different times, for different reasons, and they feel different on the ground. Neither is better. They suit different people, and working out which one you are is worth a weekend of driving.Mooresville, Cornelius, Davidson and Huntersville sit on the eastern side, close to the I-77

Where to Launch a Boat on Lake Norman's West Shore
Aug 19, 2026 3 min read
Where to Launch a Boat on Lake Norman's West Shore

One of the most useful things a buyer can learn about Lake Norman is that getting on the water and owning a piece of its edge are separate decisions. The west shore has public access in several forms. Knowing where it is tends to widen a search rather than narrow it.Beatties Ford Access Area sits on the west shore in Denver, reached off Old NC 73, with multiple ramps and ample parking. It is adja

5 Reasons to Love Mountain Creek Park in Sherrills Ford
Aug 19, 2026 3 min read
5 Reasons to Love Mountain Creek Park in Sherrills Ford

Sherrills Ford is usually described through its shoreline, which is fair but incomplete. The thing that has changed daily life here most is a county park: 606 acres at 6554 Little Mountain Road, on the northwestern tip of Lake Norman. Here is why it matters if you are looking in this part of Catawba County.Mountain Creek Park spans 606 acres on the lake's northwestern tip. For context, it is one

5 Things to Know Before Moving to Denver, NC
Aug 19, 2026 3 min read
5 Things to Know Before Moving to Denver, NC

Denver sits on the western shore of Lake Norman in east Lincoln County, roughly between Hickory and Charlotte. It is a common landing spot for people who want lake access without the eastern shore's density. Five things are worth understanding before you commit.Denver is a census designated place and an unincorporated community, not a municipality. There is no town hall, no town council, and no t

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